Since 2005, Mid American Mortgage has been a mortgage lender serving the lending needs of home owners and home buyers in Illinois and Florida. Our hands on approach helps each of our clients understand the mortgage process while feeling like we are right by their side each step of the way. 

Now more than ever it is important to have an experienced mortgage team helping you through the home loan process. You can trust our team to be responsive to your needs and offer you the right loan, at the right price. We get the job done well, and with personal attentive, knowledgeable care...treating each customer like they are our only client. This is one of the reasons Mid American Mortgage is strongly endorsed so often by customers and community leaders.

Why Choose The Mid American Mortgage Team for Your Home Loan?
  • Great mortgage interest rates and fees with no surprises at closing.
  • Available and reply promptly 7 days a week.
  • Accurate & complete home loan pre-approvals within 24 hours.
  • On time home loan closings.
  • Keep clients updated and educated throughout the home loan process.

WHAT OUR CLIENTS ARE SAYING

Loan Programs

Mortgage loan programs are constantly changing and evolving to reflect current market conditions. The mortgage lenders at Mid American Mortgage will be able to help you determine which program best suits you. Here is a list of our most common purchase loan programs. 

FIXED RATE

Fixed Rate loans give home buyers the ability to maintain the same rate and payment throughout the life of their loan.

ADJUSTABLE RATE

Adjustable Rate loans begin with a set interest rate but once that initial period has passed, rates will vary according to market trends.

FHA LOAN

FHA loans are insured by the Federal Housing Administration and require mortgage insurance. These loans usually offer lower down payment options and more lenient credit score requirements.

JUMBO LOAN

Jumbo loans are loans for a home that is priced higher than loan limits set in place by Fannie Mae or Freddie Mac. Most Jumbo loan limits are $417,000.

203k/RENOVATION LOAN

Renovation Loans allow buyers to borrow based on what the house is expected to be worth after the home has been repaired or renovated.

USDA LOAN

U.S. Department of Agriculture loans are offered to home buyers purchasing a home in rural developments.

VA LOAN

The VA loan is a home-mortgage option available to American Veterans and their families. No PMI or down payment is required in order to obtain a VA loan.

REVERSE MORTGAGE

A reverse mortgage is a type of home equity loan that allows homeowners to convert some of their equity in your home into cash while retaining home ownership.

REFINANCE

Mid American Mortgage also offers refinancing options for home owners looking you pay off their existing mortgage and replace it with a new mortgage that typically has a lower interest rate, term period, or monthly payment. Please call us if you have any questions about our loan products.


Service Areas

The Mid American Mortgage team is licensed to lend in all areas of Illinois and Florida. If you have any questions, call our Illinois office at 630-971-1901 or our Florida office at 941-212-2665.

The first step to getting your mortgage is to get pre-approved. You can start the process by clicking the Apply Online button below.





Company NMLS# 213917 - Illinois & Florida | Individual NMLS # 213837
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Illinois Office
Office: 630-971-1901
900 Ogden Avenue, Suite 207
Downers Grove, IL 60515
Florida Office
Office: 941-212-2665
6170 State Road 70, Suite 102
Bradenton, FL 34203
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